Closing Costs Calculator

Estimate the fees and costs you'll pay when closing on a home purchase

Total Closing Costs
$12,430
3.1% of home price
Down Payment
$80,000
20% down
Total Cash Needed
$92,430
at closing
Loan Amount
$320,000
30-year mortgage
Purchase Details
$400,000
20% ($80,000)
%
6.5%
%
30 years
yrs
Cost by Category
Lender Fees$5,075
Title & Settlement$3,000
Government$1,100
Prepaid Items$3,255
Total$12,430
Closing Cost Breakdown
Itemized Closing Costs
FeeAmount
Lender Fees
Loan Origination$3,200
Appraisal$500
Credit Report$50
Flood Certification$25
Underwriting$800
Home Inspection$500
Title & Settlement
Title Search$400
Title Insurance$1,600
Settlement Fee$600
Survey$400
Government Fees
Recording Fees$300
Transfer Tax$800
Prepaid Items
Prepaid Interest$855
Home Insurance$1,200
Property Tax Escrow$1,200
Total Closing Costs$12,430
Total Cash Needed at Closing
Down Payment$80,000
Closing Costs$12,430
Total Cash Needed$92,430