Visualize how your stock/bond allocation should shift from accumulation to retirement
Allocation continues shifting after retirement for longevity protection — used by most target-date funds.
Click any rule to apply it as your current stock allocation.
| Age | Stocks | Bonds |
|---|---|---|
| 30Now | 90% | 10% |
| 35 | 84% | 16% |
| 40 | 79% | 21% |
| 45 | 73% | 27% |
| 50 | 67% | 33% |
| 55 | 61% | 39% |
| 60 | 56% | 44% |
| 65Retire | 50% | 50% |
| 70 | 46% | 54% |
| 75 | 42% | 58% |
| 80 | 38% | 62% |
| 85 | 34% | 66% |
| 90 | 30% | 70% |