Home Affordability Calculator

Find out how much house you can afford based on your income, debts, and down payment

You Can Afford
$356,876
home price
Loan Amount
$296,876
30-year mortgage
Monthly Payment
$2,333
P&I + tax + insurance
Debt-to-Income
34.0%
within guidelines
Your Finances
$100,000
$500
$60,000
6.5%
%
30 years
yrs
1.2%
%
$1,200
Monthly Budget Breakdown
Debt-to-Income Ratios

Lenders typically require a front-end ratio under 28% and back-end under 36%

Front-End (Housing Only)28.0%
0%28% guideline50%
Back-End (All Debts)34.0%
0%36% guideline50%
Payment Details
Principal & Interest$1,876
Property Tax$357
Home Insurance$100
Total Monthly Housing$2,333